It is my years-of-experience opinion that the best advice seems to be forgotten, often: "Don't Waste Your Money on Extended Warranties, EVER!" Please, take this advice from a guy who sold used cars for over twenty years. I had forgotten and I'm old enough to know better!
I had a PDA with one of the major cell phone carriers. The PDA stopped working after two years of $6/mo with Asurian. That's 6x24= $144.
All PDA's have $100 Deductible and they send you a "re-manufactured" phone that ends up failing early. You decide.
Product or Service Mentioned: Asurion Replacement.